Ajay is a Partner with Aavishkaar Venture Management Services Pvt. Ltd. and oversees all aspects of investments including deal sourcing, deal structuring, portfolio management and exits and working closely with investee companies to help them scale. Ajay joined Aavishkaar in 2011 and has led investments in Nepra Resources, HR Foods, Nalanda Learning, Karadi Path, Ergos, mHealth and Camions Logistics. Prior to joining Aavishkaar, Ajay had 14 years of experience across rating agencies & banks and has taken diverse roles within the risk domain.Ajay started his career with CARE where he was involved in undertaking credit rating assignments on mid/large sized Indian corporates. Thereafter he moved to Citibank, where he undertook diverse roles in credit risk, early warning and portfolio management for the local commercial banking business. For his last assignment at Citibank, Ajay was responsible for establishing and leading the Mumbai Analytics Center – a team of 80 offshore analysts for supporting internal risk teams in North America and Western Europe. Ajay is a chemical engineer from UDCT, Mumbai and has a Masters in Management studies from JBIMS, Mumbai.